Part of our slow march towards financial independence, which is at minimum, ten years away, is being more financially honorable towards ourselves. And that means picking up the money that belongs to us.
This time the money was related to our health insurance. I had called to ask about something, and the customer service person on the phone reminded me of some benefits we had that we had not been taking advantage of. The first was the $150 per person health club reimbursement. Three minutes out of my life to fill out a form, and we're expecting a check for $300.00. If you think about that in terms of hourly worth, you'd have to make $6k an hour to net $300 in three minutes. And since we use our gym regularly, this is just making a good thing better.
The other reminder was that our copays are eligible for reimbursement from our health care FSA. So we've got another $85 coming back to us as soon as I drop the form in the mail on Tuesday.
So in total, I think I spent about 10 minutes on the phone with my insurer, plus another 10 minutes in filling out paperwork, and netted us $385.
That's the last time I forget to send in a form, or just not return something. I've probably left thousands on the table over the years. It is worth my time.